All HMCPL branches will be closed on Thursday, November 23 and Friday, November 24 for Thanksgiving.

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mlenox's blog

Weighing Your Options

Here's an excellent information from Bank of America on how to save money every day! The text from their infographic is reprinted below:

"The average workday can take a toll on your personal finances. With a dollar here and a dollar there, those little expenses can add up over time. By taking advantage of better money-saving alternatives, you can make small changes that allow you to put aside some additional savings, make an investment in yourself or just have some fun.

The Money Talk?

Did your family give you the "money talk" when you were a kid?

The fact is, most families do not sit down with their children and talk about money—how it’s earned, spent, invested or used. But that doesn’t mean that money lessons aren’t learned anyway. Our kids absorb through listening and observation. They know relative to their peers whether they have more (or fewer) toys and clothes, go on more vacations or have a bigger (or smaller) home. They form opinions, even without any formal discussion.

April is Financial Literacy Month

Did you know that April is Financial Literacy Month? Too many Americans are insufficiently educated about their personal finances.

FREE Financial Literacy classes available to the public at Madison's Hogan Family YMCA

We are incredibly excited to announce that our second set of public financial literacy classes will be held at Madison's Hogan Family YMCA!

These classes are taught by non-biased financial professionals or educators and are geared towards beginning investors in an effort to the provide information to help you begin creating effective investment strategies.

A light lunch will be served.

President Obama's myRA Retirement Plan

In his recent State of the Union Address President Obama introduced "MyRA", a government retirement account option that will help millions of Americans start saving for retirement. Class instructor Dorla Evans has sent these links to help us understand the new program:

From BusinessWeek:

What you know about investing in retirement may be wrong

You probably know the conventional wisdom: People just entering retirement should have a big portion of their savings—say, 40% to 60%—invested in stocks to help their nest egg grow over time. And as they age, all but the wealthiest should gradually reduce their equity exposure to protect against 2008-style market declines. 

Jump start your retirement savings in 5 easy steps

Flickr Image by SnapDocAccording to Frank Paré, a certified financial planner and founder of PF Wealth Management Group LLC in Oakland, California, many people “are just really unsure of what the process is” to saving for retirement. Here is his simple 5 step process: 

Great games for kids and financial literacy

These are some great games that you might want to share with your children to increase their financial knowledge!

From Practical Money Skills: These dynamic, educational video games engage kids while teaching them important money skills. Money Metropolis allows kids ages 7–12 to navigate a multi-dimensional world, making life decisions that will affect whether their virtual bank account shrinks or grows. And in Peter Pig's Money Counter, kids ages 4–7 can practice sorting and counting coins with the help of wise Peter Pig.

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